Out-of-Network Therapy & Insurance Reimbursement Support

Inward Motion Counseling Group is a private pay therapy practice. While we do not bill insurance directly, many clients are able to receive partial reimbursement for therapy sessions through their health insurance plans if out-of-network benefits are available. Note: this is available for individual therapy only for 50-minute sessions.

To make this process easier and more transparent, we provide superbills and offer insurance benefit verification support through trusted third-party services or you can contact your insurance independently to check your benefits. We do not guarantee reimbursement and believe in informing you of all involved with superbills and out-of-network billing for mental health.

What Does Out-of-Network Therapy Mean?

Out-of-network therapy means you pay for your session at the time of service, and then submit a claim to your insurance provider for possible reimbursement. This model allows us to:

  • Provide more personalized, high-quality care

  • Avoid insurance-driven limitations on treatment

  • Maintain privacy and clinical autonomy

Out-of-network therapy also requires that we provide insurance companies information about diagnosis, clinical treatment billing codes, and (in some cases) brief note on treatments.

Many PPO plans include out-of-network mental health benefits, which can reimburse a portion of your session fee.

Superbills for Insurance Reimbursement

We provide detailed superbills upon request that include all the information insurance companies typically require, such as:

  • Diagnosis codes

  • Service codes (CPT codes)

  • Provider credentials

  • Session dates and fees

You can submit these superbills directly to your insurance provider for potential reimbursement. Submitting a superbill does not guarantee full or partial reimbursement. In some cases, insurance companies can audit superbills and determine issues with reimbursements, requesting a refund from the client.

Insurance Benefit Verification with Thrizer & Mentaya

To support clients navigating insurance reimbursement, we partner with Thrizer and Mentaya, two platforms that help you:

  • Check your out-of-network mental health benefits

  • Estimate potential reimbursement amounts

  • Understand deductibles, coinsurance, and coverage limits

  • Simplify the claims and reimbursement process

These tools can help you make an informed decision about your care before committing financially.

Please note: Insurance reimbursement is not guaranteed and varies by plan. Thrizer and Mentaya are optional tools, and their services are separate from therapy services provided by Inward Motion Counseling Group.

Serving Clients in Oregon, Hawai’i & Virtually

We offer private pay therapy for individuals and couples located in Oregon and Hawai’i, as well as virtual therapy services where clinically appropriate.

Our services include:

  • Individual therapy

  • Couples counseling

  • Therapy intensives

  • Extended sessions and specialty care

  • Ketamine-Assisted Therapy

Flexible Financing with CareCredit

The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *

See if you prequalify with no impact to your credit score here.

*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

Questions About Insurance or Payment?

If you’re unsure whether out-of-network therapy is right for you, we’re happy to help you explore your options.

Book a free consultation to discuss fees, superbills, and insurance reimbursement support.